About agPAY
Founded in 2021, agPAY is a Victoria-based finance provider specializing in seasonal and asset finance solutions tailored for the Australian agriculture sector. They offer flexible funding for crop inputs, livestock, dairy fodder, and farm equipment, with repayment schedules aligned to seasonal cycles. agPAY empowers farmers with independent purchasing power and streamlined online applications.
Principals:
• Ben Edney – Managing Director
• Lachlan Walmsley – Co-Founder and Director
• James Ryssenbeek – Co-Founder
Loan Services Offered:
Crop Finance:
• Input financing for seed, chemicals, and fertiliser
• Seasonally aligned repayment terms
• ‘Grow-now-pay-later’ model
• Security over crop, not land
Livestock Finance:
• Funding for livestock purchases, including associated costs
• Pre-purchase conditional approvals
• Flexible loan durations
• Security over livestock via PPSR PMSI
Dairy (Fodder) Finance:
• Funding for fodder growth or purchase
• Repayments aligned with milk payments
• Covers irrigation, fertiliser, and pasture costs
Asset Finance:
• Low-documentation loans up to $250k
• Financing for new and used farm equipment
• Options include Chattel Mortgage and Finance Leases
• Private sales accepted
Industries Specialized In:
• Broadacre Cropping
• Livestock Farming
• Dairy Production
• Agricultural Equipment Acquisition
• Small to Medium Agribusinesses